Before you buy a home… ask this one question:
When did the seller buy the property?
If they purchased between summer 2020 and spring 2022, there’s a good chance their rate is under 3.5% — maybe even under 3%.
Why does that matter?
Some of those loans are assumable, meaning you may be able to take over their mortgage at that low rate instead of locking in at today’s higher rates.
That could mean saving hundreds per month.
Most buyers never ask.
Smart buyers always check.
Before you write that offer, find out when the seller bought.
Planning to buy or sell in 2026? Let’s run the numbers first.
#homebuyertips #assumableloan #realestatestrategy #mortgagetips #firsttimehomebuyer #interestrates #smartbuyers #homebuying101
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CPN: https://qrco.de/beczW8
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